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Buying Real Estate in Costa Rica as a U.S. Citizen

by Santiago Aguilar 21 Jun 2025 0 Comments
Buying Real Estate in Costa Rica as a U.S. Citizen

Buying Real Estate in Costa Rica as a U.S. Citizen

Your Guide to Titled Land, Top Regions, and Investment Opportunities in a Green Paradise

Costa Rica is more than just a postcard-perfect escape—it’s become one of the most trusted and stable countries for U.S. citizens to invest in international real estate. Whether you’re seeking a second home, a retirement plan, or an eco-conscious investment with rental income, Costa Rica delivers.

From the beaches of Guanacaste to the hills of Escazú, this guide covers everything you need to know to buy confidently in the land of pura vida.


Why Costa Rica?

  • Political Stability: A peaceful democracy with no standing army since 1948.

  • Eco-Friendly Reputation: Over 98% of its electricity comes from renewable sources, appealing to sustainability-minded buyers.

  • High ROI from Tourism: With a booming ecotourism and wellness travel economy, rental properties enjoy strong demand.

  • Expats Welcome: A well-established expat community and infrastructure that supports international buyers.


Can U.S. Citizens Own Property in Costa Rica?

Yes.
Foreigners have the same property ownership rights as Costa Rican citizens, including the right to own titled land in their own name or through a corporation.

There’s no need for a trust or lease structure—making Costa Rica one of the most straightforward countries in Latin America for real estate ownership.

The only exception: Concession land within the maritime zone (200 meters from the shoreline) is subject to additional regulations, and foreigners cannot hold majority ownership of that land unless they’ve lived in Costa Rica for at least five years.


How the Buying Process Works

  1. Choose a Reputable Local Real Estate Agent

    • Ensure they’re familiar with foreign buyer needs and bilingual.

  2. Hire an Independent Attorney

    • Essential for due diligence, reviewing the title, and guiding the closing process.

  3. Conduct a Title Search

    • Most titled land is registered in Costa Rica’s National Registry.

  4. Deposit & Promise to Buy

    • A formal offer and 5–10% deposit are typically required.

  5. Create a Corporation (Optional)

    • Some investors prefer to buy under a Costa Rican LLC for tax and liability benefits.

  6. Finalize & Close

    • Signed at a notary’s office, with all legal fees, transfer taxes, and registrations handled there.

Closing costs typically range between 3.5%–4.5% of the property value.


Top Areas to Consider

Region Highlights
Guanacaste Popular beach towns like Tamarindo, Playa Flamingo, and Playas del Coco. Great for vacation rentals and lifestyle buyers.
Nosara Eco-luxury surf town with yoga retreats, boutique hotels, and upscale development. Strong rental income potential.
Central Valley (San José, Escazú, Santa Ana) Cooler mountain climate, proximity to medical facilities and international schools. Ideal for long-term living.

Why Buy with ITA Global?

We believe international real estate shouldn’t feel risky or overwhelming. ITA Global offers tailor-made, worry-free investment discovery trips that connect you with the right professionals, locations, and opportunities—the Costa Rica way, but done the ITA Global way.

  • Private tours of investment-ready homes and lots

  • Meetings with vetted legal and financial experts

  • Support before, during, and after your purchase

Whether you're dreaming of beachfront income or a private retreat in the hills, we’ll help you make it happen.


📌 Summary

Costa Rica offers full property rights, a stable and welcoming environment, and real estate with high lifestyle and investment value. From the Pacific coast to the Central Valley, it's a destination that delivers long-term returns—financially and personally.

Contact Us: RealEstate@itaglobal.com | www.itaglobal.com | ITA GLOBAL NETWORK

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